FAQ

What are the common steps involved in buying a house?

The common steps involved in buying a house include: 1. Getting pre-approved for a mortgage 2. Finding a real estate agent 3. Searching for homes 4. Making an offer 5. Getting a home inspection 6. Closing on the house
How do I know if I'm ready to buy a home?

It's important to feel financially stable and prepared for the responsibilities of homeownership. This includes having a steady income, a good credit score, a down payment, and being ready for the ongoing costs of homeownership like taxes, insurance, and maintenance. If you're unsure, I can help guide you through the process and get you in touch with lenders for advice.
How much should I budget for a down payment?

A typical down payment is 20% of the home's purchase price, but many loan programs allow for smaller down payments (as low as 3% to 5%). I can connect you with a lender who can help determine what's best for your situation.
What are closing costs, and how much are they?

Closing costs are fees associated with finalizing the sale of the home, such as appraisal fees, title insurance, and loan origination fees. They typically range from 2% to 5% of the purchase price.
What is the process for selling my home?

First, we’ll evaluate your home’s value and decide on an appropriate listing price. Then, we’ll stage your home, create a marketing plan, and list it on MLS and other platforms. Once offers come in, I’ll guide you through negotiations and help with all the paperwork until the sale is complete.
How long does it take to buy or sell a home?

The timeline can vary depending on the market and whether you're a buyer or seller. On average, it takes around 30 to 60 days from the time an offer is accepted to closing. For sellers, the process can take anywhere from a few weeks to a few months, depending on how quickly your home sells.
What if I find a home I like, but it needs work?

If you find a home you love but need some renovations, we can discuss options like renovation loans or negotiate the price to account for the cost of repairs. I’ll be happy to guide you on the best options.
What happens if my offer is rejected?

If your offer is rejected, I’ll help you understand why and make adjustments. Sometimes it might mean offering a higher price, changing your terms, or exploring other properties. I’ll guide you through every option available.
Can you help me with financing?

Yes, I can help connect you with trusted mortgage lenders who can assist you in getting pre-approved and finding the right financing options for your home purchase.
Do I need a home inspection?

Yes, a home inspection is highly recommended. It helps identify any potential issues with the property that could affect its value or your decision to move forward. I can recommend qualified home inspectors to ensure the property is in good condition.